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Viewing Profile: Chelsea
About ChelseaChelsea is a Junior at Seattle Pacific University and is enrolled in the accounting program. Currently in the marketing department for a northwest engineering firm, Chelsea plans to pursue a career in public or governmental accounting post graduation. She decided to write for CollegeFinance101 because she feels college students must be fiscally responsible. She can be reached at jamisc@spu.edu.
Latest Posts by Chelsea
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Women: Dress To Impress In The Workplace
By Chelsea on November 18, 2008 | 2 Comments
To you women out there wanting to look professional and polished, here are some tips on how to look your best and to portray the image of yourself you want others to see. 1) If you’re asking yourself if it’s too short or too low, it probably is. Wearing too low cut of a shirt will take a... -
Student Loans: The FundamentalsBy Chelsea on October 27, 2008 | 2 Comments
What is a student loan? A student loan is is a loan specifically designed to help students finance their education at a lower interest rate than one would typically receive. For the most part, the loans are issued by the federal government, but there are many options to borrow from private instituti... -
Three Benefits of Investing in Certificates of Deposi...By Chelsea on September 11, 2008 | 2 Comments
Why choose to invest in a CD over another form of investment such as stocks or bonds? There are lots of good reasons to choose CDs as an investment tool, especially for college students who often don’t have a lot of disposable income or money to play around with. Here are some of the benefits&... -
Compound Interest, Part 2: The Rule of 72By Chelsea on September 5, 2008 | No Comments
The Rule of 72 is a general rule of thumb telling how long it will take your money to double at a given rate of return, known as the annual percentage rate (APR). To use the rule, start with the number 72 and divide it by your expected rate of return. Let’s say you are earning 6% interest on an in... -
FAQs About CDs: Answered
By Chelsea Jamison - Seattle Pacific University You’re all probably aware of savings accounts, the stock market and bonds as common ways to invest and receive a positive (hopefully!) return on your money. But what about certificates of deposits (CDs)? Why would you invest in one? WaitR... -
Float time: When Bank Account Transactions ClearBy Chelsea on August 27, 2008 | No Comments
In our fast-paced financial world where everyone wants your money as fast as they can get their hands on it, how can you avoid getting caught in the current, floating towards disaster? Float time is how long it takes a transaction to clear your checking account. Let’s say you deposit your paycheck... -
Compound Interest, Part 1
Compound interest has been called the eighth wonder of the world. Although it may not be as jaw dropping as the Great Wall, if you use this wonder to your advantage, it will affect your financial life more than you ever imagined. First of all, what is compound interest? To quote Albert Einstein, it ... -
Making Monthly Payments: The Death TrapBy Chelsea on August 17, 2008 | 2 Comments
By Chelsea Jamison - Seattle Pacific University “I can afford it; I’ll just make monthly payments!” I’m sure you’ve heard this phrase uttered from the lips of your friends, and if you are anything like me, you bite your lip, and in your head you’re screaming “No!” This is a good ill... -
The Real Cost of Making Minimum PaymentsBy Chelsea on August 11, 2008 | 2 Comments
By Chelsea Jamison - Seattle Pacific University As you know, credit card companies allow you to make a minimum payment on your oustanding debt, allowing the principal to accrue interest, in turn giving them more money. So what is the real cost of making the minimum payment on a purchase? Let’s...
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