I’ve been getting requests to talk about strategies to balancing your checkbook. Mostly because people are sick of paying fees out of their bank account. One incident can easily cost in the hundreds of dollars. Here’s the run down: Banks make money off of overdraft fees, but a lot of peo...

I read an interesting article in the Wall Street Journal Online (WSJ) about prepaid debit cards the other day. It’s basically a debit card that isn’t linked to a traditional bank account. Here’s a quick run down of some of the advantages and disadvantages: Advantages: It’s co...

In our fast-paced financial world where everyone wants your money as fast as they can get their hands on it, how can you avoid getting caught in the current, floating towards disaster? Float time is how long it takes a transaction to clear your checking account. Let’s say you deposit your paycheck...