In our fast-paced financial world where everyone wants your money as fast as they can get their hands on it, how can you avoid getting caught in the current, floating towards disaster? Float time is how long it takes a transaction to clear your checking account. Let’s say you deposit your paycheck...

Compound interest has been called the eighth wonder of the world. Although it may not be as jaw dropping as the Great Wall, if you use this wonder to your advantage, it will affect your financial life more than you ever imagined. First of all, what is compound interest? To quote Albert Einstein, it ...

By Dannielle Slave - Youngstown State University Think you may be a victim of identity theft? Act fast. 1. Call the Federal Trade Commission (FTC) hotline to report a complaint. 2. Contact one the three federal reporting bureaus fraud departments. Take your pick: Experian, Equifax or TransUn...

Interest rates have always been a way for someone to make money without lifting a finger… except for signing that deposit slip at the bank. Interest can either work to your advantage, or someone elses advantage. Remember, one person’s advantage is another person’s disadvantage. Int...