As most of you reading this post probably know, the discussion with your parents regarding money while you’re in college is definately a sensitive one.  If they are helping you out, however much, while you’re in college, it is their money.  If you are paying for the majority of your ex...

The first step to plotting out your budget is to know when you are getting paid and when your expenses come due. The best way to accomplish that is to map out your paychecks, and mark on your calendar around the time that your monthly bills come. After a month (or two), you will be into the habit of...

Why make a budget? You don’t really need to, especially if you have money in the bank to fall back on. I like to equate having a budget and spending to having a roadmap and traveling. Getting from Point A to Point B is a lot easier because you have a roadmap and guide to follow. The same appli...

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Need a few bucks? Yeah, I know, life is tough when you live paycheck to paycheck and have nothing to fall back on. I’ve done it for years in college… down to even having $2-4 in my bank account the night before getting paid. A friend of mine put me through this assignment last year, and ...