College students don’t seem to realize the importance of having a good credit score.  If you plan to go to grad school, buy a car or house or get married, having a bad credit score can be pretty costly. A bad credit score… Can’t get you a low interest rate on loans. If you want to...

Identity theft. Anyone is vulnerable.  It very well can happen to you.  I recently experienced a scary situation regarding personal information.  I own stock in a large company.  A well-known bank was the company’s transfer-agent, and both have great reputations. Several months ago, the...

Have you ever seen the movie Fight Club? Do you remember the last scene where Psycho Boy Jack and Marla are holding hands watching the destruction of high-rise buildings through the window? Right after Jack shoots himself in the cheek? Ok, good. Well those buildings, according to the book by origina...

As a college student, it’s so easy to “put it on plastic”. You get what you want, when you want it, and you don’t even feel like your spending anything (pro), but then you get that bill a month later when your scrapped for cash (con). Some of the advantages to carrying plasti...