As a college student, it’s so easy to “put it on plastic”. You get what you want, when you want it, and you don’t even feel like your spending anything (pro), but then you get that bill a month later when your scrapped for cash (con). Some of the advantages to carrying plasti...

So you’re probably sitting there asking yourself: What is credit? Do I need it? Why? It can be a big pain to build credit, maintain credit, etc. Trust me. I didn’t even realize it until I was a senior in college. I fell into the category of “I need money NOW” during undergrad, got the money ...

In this article today in the Pittsburgh Post-Gazette, it talks about how employers are checking credit scores more and more. According to the article, the occurrence of credit checks done by potential employers rose from 35% in 2004 to 42% in 2005. Thats a lot. That means that not only do you have t...