In our fast-paced financial world where everyone wants your money as fast as they can get their hands on it, how can you avoid getting caught in the current, floating towards disaster? Float time is how long it takes a transaction to clear your checking account. Let’s say you deposit your paycheck...

Why make a budget? You don’t really need to, especially if you have money in the bank to fall back on. I like to equate having a budget and spending to having a roadmap and traveling. Getting from Point A to Point B is a lot easier because you have a roadmap and guide to follow. The same appli...

Need a few bucks? Yeah, I know, life is tough when you live paycheck to paycheck and have nothing to fall back on. I’ve done it for years in college… down to even having $2-4 in my bank account the night before getting paid. A friend of mine put me through this assignment last year, and ...