In our fast-paced financial world where everyone wants your money as fast as they can get their hands on it, how can you avoid getting caught in the current, floating towards disaster? Float time is how long it takes a transaction to clear your checking account. Let’s say you deposit your paycheck...

Why make a budget? You don’t really need to, especially if you have money in the bank to fall back on. I like to equate having a budget and spending to having a roadmap and traveling. Getting from Point A to Point B is a lot easier because you have a roadmap and guide to follow. The same appli...

So, you’ve all undoubtedly heard about the recession we’ve gotten ourselves into. Unfortunately, even though you probably don’t have a home mortgage, or have thousands of dollars in one of the investment banks that went under, you’re still going to run into credit problems p...

So, you’ve FINALLY saved some money up, and now you want to see it grow. One of the things that I wish I would have realized a long time ago is that while it IS important how hard you work, its even MORE important how hard you make you money work FOR you! While the stock market can be very be...

Generally, college students are poor. It’s not your fault, I swear. I remember during my first two years of undergrad, I tried to keep up with all of my friends. I bought Chipotle almost everyday (double meat, carnitas and chicken), ran up bar tabs and didn’t even care to look at how ...

While the three main contenders for President (Clinton, Obama, McCain) have consistently spewed rhetoric onto our televisions, radios, and into our ears the past several months regarding Iraq, healthcare, Social Security, and immigration, these are not the issues that matter to American voters. The...

Need a few bucks? Yeah, I know, life is tough when you live paycheck to paycheck and have nothing to fall back on. I’ve done it for years in college… down to even having $2-4 in my bank account the night before getting paid. A friend of mine put me through this assignment last year, and ...