I’ve been getting requests to talk about strategies to balancing your checkbook. Mostly because people are sick of paying fees out of their bank account. One incident can easily cost in the hundreds of dollars. Here’s the run down: Banks make money off of overdraft fees, but a lot of peo...

Ever heard of the FDIC? That’s too bad. You see back during the Great Depression, banks lost a lot of money. People panicked and ran to the banks to take out their money. Banks lost even more money, and this processed repeated itself for awhile. Savings were being wiped out. It was ugly with a c...

Why choose to invest in a CD over another form of investment such as stocks or bonds? There are lots of good reasons to choose CDs as an investment tool, especially for college students who often don’t have a lot of disposable income or money to play around with. Here are some of the benefits&...

In our fast-paced financial world where everyone wants your money as fast as they can get their hands on it, how can you avoid getting caught in the current, floating towards disaster? Float time is how long it takes a transaction to clear your checking account. Let’s say you deposit your paycheck...