The Retirement Guru says… One of the best ways to save money while in college is to limit your credit card debt and to budget your income and expenses. But there are more not-so-obvious ways to save money in college. One of the best way to save money is to live in an older house, that usually ...

When it comes to shopping and saving, there’s many common-sense solutions for students. Here’s a list of helpful shopping tips for strapped for cash students. Use Discount Stores They may be hard to find in some locales, but dollar stores still abound. Also, Big Box retailers can often b...

Before you determine what amount of money you want to save each month, you first have to pay your debts. College student debts typically include a cell phone bill, car payment and insurance and of course a credit card bill. Any remaining cash is left for spending, having and fun and… you guess...

The first step to plotting out your budget is to know when you are getting paid and when your expenses come due. The best way to accomplish that is to map out your paychecks, and mark on your calendar around the time that your monthly bills come. After a month (or two), you will be into the habit of...

Why make a budget? You don’t really need to, especially if you have money in the bank to fall back on. I like to equate having a budget and spending to having a roadmap and traveling. Getting from Point A to Point B is a lot easier because you have a roadmap and guide to follow. The same appli...

Generally, college students are poor. It’s not your fault, I swear. I remember during my first two years of undergrad, I tried to keep up with all of my friends. I bought Chipotle almost everyday (double meat, carnitas and chicken), ran up bar tabs and didn’t even care to look at how ...

Need a few bucks? Yeah, I know, life is tough when you live paycheck to paycheck and have nothing to fall back on. I’ve done it for years in college… down to even having $2-4 in my bank account the night before getting paid. A friend of mine put me through this assignment last year, and ...