I’ve been getting requests to talk about strategies to balancing your checkbook. Mostly because people are sick of paying fees out of their bank account. One incident can easily cost in the hundreds of dollars. Here’s the run down: Banks make money off of overdraft fees, but a lot of peo...

Everyone knows it, even your kids.  There isn’t much young adults aren’t aware of these days.  Even when they’re ignoring you playing video games or listening to Miley Cyrus on their Ipod, they still know what’s going on in the outside world.  So how do you explain the dec...

Wow. Spending money feels good. If you’re having a bad day, or haven’t spent money in a while, you tend to feel like splurging. The mere transaction of trading paper money for tangible (or intangible) goods has been proven to release endorphins in the brain. Music even has been proven t...

When it comes to shopping and saving, there’s many common-sense solutions for students. Here’s a list of helpful shopping tips for strapped for cash students. Use Discount Stores They may be hard to find in some locales, but dollar stores still abound. Also, Big Box retailers can often b...

Before you determine what amount of money you want to save each month, you first have to pay your debts. College student debts typically include a cell phone bill, car payment and insurance and of course a credit card bill. Any remaining cash is left for spending, having and fun and… you guess...

As most of you reading this post probably know, the discussion with your parents regarding money while you’re in college is definately a sensitive one.  If they are helping you out, however much, while you’re in college, it is their money.  If you are paying for the majority of your ex...

The first step to plotting out your budget is to know when you are getting paid and when your expenses come due. The best way to accomplish that is to map out your paychecks, and mark on your calendar around the time that your monthly bills come. After a month (or two), you will be into the habit of...

Need a few bucks? Yeah, I know, life is tough when you live paycheck to paycheck and have nothing to fall back on. I’ve done it for years in college… down to even having $2-4 in my bank account the night before getting paid. A friend of mine put me through this assignment last year, and ...