By Dannielle Slaven - Youngstown State University Once you establish your credit, you have to maintain it. We know your first priority is checking your credit report and score (yeah, right!). It doesn’t have to take top priority, but it should be a concern to you. Case in point, I recently dec...

By Dannielle Slave - Youngstown State University Think you may be a victim of identity theft? Act fast. 1. Call the Federal Trade Commission (FTC) hotline to report a complaint. 2. Contact one the three federal reporting bureaus fraud departments. Take your pick: Experian, Equifax or TransUn...