What is a student loan? A student loan is is a loan specifically designed to help students finance their education at a lower interest rate than one would typically receive. For the most part, the loans are issued by the federal government, but there are many options to borrow from private instituti...

By Chelsea Jamison - Seattle Pacific University You’re all probably aware of savings accounts, the stock market and bonds as common ways to invest and receive a positive (hopefully!) return on your money. But what about certificates of deposits (CDs)? Why would you invest in one? WaitR...

While the three main contenders for President (Clinton, Obama, McCain) have consistently spewed rhetoric onto our televisions, radios, and into our ears the past several months regarding Iraq, healthcare, Social Security, and immigration, these are not the issues that matter to American voters. The...

As a college student, it’s so easy to “put it on plastic”. You get what you want, when you want it, and you don’t even feel like your spending anything (pro), but then you get that bill a month later when your scrapped for cash (con). Some of the advantages to carrying plasti...

So you’re probably sitting there asking yourself: What is credit? Do I need it? Why? It can be a big pain to build credit, maintain credit, etc. Trust me. I didn’t even realize it until I was a senior in college. I fell into the category of “I need money NOW” during undergrad, got the money ...