Spring semester is only a few weeks away, but it’s not too late to apply for student loans. Make sure you run through the following seven steps to assure the easiest process for you and your kids. Before the Tuition Bill Arrives In preparation for settling your bill we recommend doing four thi...

Sure you want that tricked out, pimped out ride. We all do. But take my advice, as college students, we can’t afford it. College students must be very careful when buying a car. It is easy to get taken on a bad vehicle or to purchase one you can’t pay for. A car buyer must be concerned w...

Planning for college shouldn’t be intimidating, even if you’ve started late. If you’re the type that needs to be scared into doing something, then let yourself get scared. It’s better to be too prepared than not prepared at all. The reality of saving for college is that the e...

What is a student loan? A student loan is is a loan specifically designed to help students finance their education at a lower interest rate than one would typically receive. For the most part, the loans are issued by the federal government, but there are many options to borrow from private instituti...

When you apply for a Stafford Federal loan, your default repayment period is the Standard Repayment Plan. But this isn’t the only option of repayment you have. You can also choose from the Graduate Repayment Plan, the Income-Sensitive Repayment Plan or the Extended Repayment Plan. What’s...

We’ve had a few requests to post more articles about loans. We know it’s already too late to probably apply for loans for the fall semester, but it never hurts to apply for spring. Every school is different, but a quick browsing of your school’s homepage can probably push you in t...

Interest rates have always been a way for someone to make money without lifting a finger… except for signing that deposit slip at the bank. Interest can either work to your advantage, or someone elses advantage. Remember, one person’s advantage is another person’s disadvantage. Int...

So you’re probably sitting there asking yourself: What is credit? Do I need it? Why? It can be a big pain to build credit, maintain credit, etc. Trust me. I didn’t even realize it until I was a senior in college. I fell into the category of “I need money NOW” during undergrad, got the money ...

In this article today in the Pittsburgh Post-Gazette, it talks about how employers are checking credit scores more and more. According to the article, the occurrence of credit checks done by potential employers rose from 35% in 2004 to 42% in 2005. Thats a lot. That means that not only do you have t...