What is a student loan? A student loan is is a loan specifically designed to help students finance their education at a lower interest rate than one would typically receive. For the most part, the loans are issued by the federal government, but there are many options to borrow from private instituti...

We’ve had a few requests to post more articles about loans. We know it’s already too late to probably apply for loans for the fall semester, but it never hurts to apply for spring. Every school is different, but a quick browsing of your school’s homepage can probably push you in t...

So, you’ve all undoubtedly heard about the recession we’ve gotten ourselves into. Unfortunately, even though you probably don’t have a home mortgage, or have thousands of dollars in one of the investment banks that went under, you’re still going to run into credit problems p...

So you’re probably sitting there asking yourself: What is credit? Do I need it? Why? It can be a big pain to build credit, maintain credit, etc. Trust me. I didn’t even realize it until I was a senior in college. I fell into the category of “I need money NOW” during undergrad, got the money ...

In this article today in the Pittsburgh Post-Gazette, it talks about how employers are checking credit scores more and more. According to the article, the occurrence of credit checks done by potential employers rose from 35% in 2004 to 42% in 2005. Thats a lot. That means that not only do you have t...